20 years of financial support. One unmissable conversation
For two decades, Performance Finance has served as the backbone of UK dentistry, helping clinicians transform empty “shells” into thriving, state-of-the-art practices.
Now, as the dental landscape evolves in 2026, we are thrilled to launch our first video “Let’s talk new start dental squats” as part of our ongoing series, Funding Your Success.
In our debut episode, Performance Finance Account Managers Pete George and Susan Marshall sit down with a true industry heavyweight: Andy Acton, Director of Frank Taylor & Associates. Together, they dive deep into one of the most exciting yet daunting journeys in a clinician’s career: launching a new-start “squat” dental practice.
The blueprint for a successful start-up
A “squat” practice offers the ultimate creative freedom, but it requires a rock-solid financial foundation. This conversation distils decades of wisdom into a single, unmissable session for any aspiring practice owner.
- The support network
Opening a practice is more than just buying equipment. Pete, Susan, and Andy discuss the extensive support available—from the initial business plan to the final CQC registration.
The consensus is clear: while you provide the clinical vision, having a specialist team behind you is the fastest way to navigate the hurdles of entrepreneurship.
- The actual cost of a new start
What does a squat cost in today’s market? The team breaks down current financial requirements, covering:
- Initial capital: Realistic setup costs for modern surgeries.
- Loan terms: What “good” looks like, including repayment structures tailored to the unique cash flow of a dental start-up.
- Why a specialist funder is non-negotiable
General high-street banks often struggle to understand the nuances of a dental squat—a business that starts with zero patients but high growth potential. The panel explores why a specialist direct funder is paramount. Specialists understand the value of your clinical skill and the projected “goodwill” of a new site, offering a level of flexibility that traditional lenders simply cannot match.
- Underwriting criteria
How do you get to a “yes” from the credit committee?
Our experts share their wisdom to streamline your application, focusing on:
- Clinical experience: How your background influences your borrowing power.
- The business plan: The specific metrics underwriters look for in a new start.
- Financial hygiene: Simple steps to ensure your finances are “application ready.”
A word from the team
The goal of this video is to demystify the numbers and empower clinicians to take the next step in their careers with confidence.
“We are very proud of this new resource for anyone looking to setup a new dental practice,” says Pete George, Account Manager at Performance Finance. “It is aimed at first time squats but anyone expanding to a 2nd, 3rd, or 4th practice will benefit.”
Join Pete, Susan, and Andy as they pull back the curtain on dental financing and help you map out your journey from associate to owner.
Watch the first episode now:
Performance Finance
As a specialist direct lender, we provide more than just capital; we offer the speed, flexibility, and industry expertise that high-street banks lack. Whether you are launching a first-time squat or scaling a multi-site group, our direct funding model ensures a seamless, transparent path to ownership.
We do not just lend—we invest in your professional clinical success.
https://www.performancefinance.co.uk/
Frank Taylor & Associates
As the UK’s leading valuer and broker to the dental profession, Frank Taylor & Associates has helped thousands of dental practice owners since 1988.
Over the years we have assembled a team of handpicked business experts who specialise in the dental market and as a result, we offer a level of experience within the dental sector that no other company can match.
Call: 0330 088 1156
